Receive instant approval on up to a $100,000 home improvement loan with no hidden contractor fees, credit cards or prepayment penalties. With a PowerPay loan you can finance any Tiny Home, Accessory Dwelling Unit “ADU”, granny flat, attached or detached unit.  With a PowerPay loan, you can turn an expensive project into low monthly payments, with fixed rates and you can pay it off whenever you want.  It’s easy to apply for a loan online and your approval comes in seconds!


  • Rates starting at 8.99% with 600+ FICO score
  • 5/10/15 year terms
  • No prepayment penalties or hidden costs